Working in the commercial industry carries a large amount of risk as it brings a lot of danger to third parties and employee’s .The damage caused to these parties could mean you are financially responsible which can lead to compensation claims costing thousands of pounds.
If you are not properly covered claims will come directly from your pocket.
As an insurance broker we can access a variety of Public and Employers Liability insurance policies from a selection of the top rated insurers. We have access to a panel of insurers so we will find the best policy to suit your requirements.
We offer commercial vehicle insurance designed specifically to cover your motor fleet, van, or even your business car. If you have a large or a small fleet we can arrange the right level of cover that you and your business needs.
From Double Glazing Installers to Builders, Plumbers to electricians our tailored policies provide all the protection a tradesman will ever need. Our Tradesman Insurance products include public liability insurance, employer’s liability insurance and optional cover for tools equipment insurance.
Professional Indemnity and Directors and Officers Insurance
Professional indemnity insurance is cover that protects anyone who provides advice, design work or other professional services. Professions that require professional indemnity insurance for example could be architects, accountants and engineers.
Directors and Officers Insurance
Coverage when a director or officer of a company commits a negligent act or omission, or misstatement or misleading statement, and a successful libel suit is brought against the company as a result. The policy provides coverage for directors’ and officers’ liability exposure if they are sued as individuals. Coverage is also provided for the costs of defence such as legal fees and other court costs.
Shops & Offices
The Shops product is designed to meet the demands and needs of the majority of retailers including restaurants, cafes and public houses who wish to ensure their businesses are protected.
As standard, the policy will provide cover for:
- Building and or Contents
- Commercial Legal expenses
- Personal Accident Assault
- Business Interruption
- Employers, Public and Products Liability
- Goods in Transit
- Refrigeration Stock
- Computer Breakdown